Nordic Finance Innovation AS

Phone: +47 906 07 558


Address: Dronning Eufemias Gate 11, 0191 Oslo

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© 2020 by Nordic Finance Innovation

Nordic Finance Innovation
Why we started NFI

The financial service industry is experiencing significant challenges and opportunities with the next level of digitalization approaching.


Global companies and new disruptive players - are positioned to take market shares from banks and the financial services industry. Emerging technology and distribution alternatives reduce barriers to entry.


At the same time, neobanks and technology companies are entering the market with great success, often confronting existing revenue models and distribution models. How can banks and financial services companies meet the new challenges?


With this backdrop, NFI was established with Chris Skinner as front person and chairman of the board. Chris Skinner is one of the worlds most know futurist and commentator on the Financial markets, and fintech through his blog, the,  author of the bestselling books Digital BankValueWeb and Digital Human . 


Chris Skinner has been voted one of the most influential people in financial technology by the Wall Street Journal’s Financial News and Thomson Reuters. He has recently been voted Game Changer of the Year and Financial Markets Advisor of the Year by Finance Monthly, CEO of the Year by CV Magazine, FinTech Speaker of the Year by TMT Global, FinTech Author of the Year 2018 by Acquisition International, Best Financial Markets Adviser of the Year UK, Global 100 – 2018, Most Influential CEO of the Year 2018 – UK by CV Magazine, Most Dynamic in Finance Advisory Services 2018 – France by Global Business Insight, Best Financial Markets Adviser of the Year 2018 – UK by Corporate USA Today and has been an advisor to the White House, the World Bank and the World Economic Forum.


Iren Tranvaag is the CEO of NFI, a passionate entrepreneur, co-founder and CEO of Cicero Consulting. Iren has more than 20 years of banking / finance industry experience with emphasis on strengthening the customers strategic position. Iren has in the recent years been working with international companies that want to take their concepts to the Nordics. Over the years she has built a tremendous Global network that is starting to collaborate through Nordic Finance Innovation, NFI.

Largest Founders & Administration

The aim of Nordic Finance Innovation is to improve the understanding of key factors shaping the future of the international finance industry.

Joining up with senior innovation competence within the industry we founded Nordic Finance Innovation to serve with inspiration, innovation and learning.  

Innovation Board

An instrument for change within the banking and finance industry.

Our Innovation Board will provide the direction, content and market offer of Nordic Finance Innovation. The members are all leading stars within their fields, selected on their ability to constitute a sustainable and relevant network, providing their own competence, experience and network. Our aim is that the Innovation Board will be an instrument of change within the industry.  

NFI Intrapreneurs Advisory Board, 2018

Our NFI Intrapreneurs has been working with several interesting ideas for a start-up. Last week they presented their ideas for our NFI Intrapreneurs Advisory Board.

Insight is necessary to meet future challenges

We will cover the most relevant topics from the global arena supported by analysis and interviews of innovative business leaders on how the topics could affect the Nordic market. We will expand to include tailor-made surveys and reports, arrange hackathons and other relevant services in order to create success for our members.

Main Sponsors


Global Sponsor

IBM (International Business Machines Corporation) is an American multinational technology company headquartered in Armonk, New York, United States, with operations in over 170 countries. The company originated in 1911 as the Computing-Tabulating-Recording Company (CTR) and was renamed "International Business Machines" in 1924.



IBM manufactures and markets computer hardware, middleware and software, and offers hosting and consulting services in areas ranging from mainframe computers to nanotechnology. IBM is also a major research organization, holding the record for most patents generated by a business (as of 2017) for 24 consecutive years.[5] Inventions by IBM include the automated teller machine (ATM), the PC, the floppy disk, the hard disk drive, the magnetic stripe card, the relational database, the SQL programming language, the UPC barcode, and dynamic random-access memory (DRAM). The IBM mainframe, exemplified by the System/360, was the dominant computing platform during the 1960s and 1970s.



IBM has continually shifted its business mix by commoditizing markets focusing on higher-value, more profitable markets. This includes spinning off printer manufacturer Lexmark in 1991 and selling off its personal computer (ThinkPad/ThinkCentre) and x86-based server businesses to Lenovo (2005 and 2014, respectively), and acquiring companies such as PwC Consulting (2002), SPSS (2009), and The Weather Company (2016). Also in 2014, IBM announced that it would go "fabless", continuing to design semiconductors, but offloading manufacturing to GlobalFoundries.



Nicknamed Big Blue, IBM is one of 30 companies included in the Dow Jones Industrial Average and one of the world's largest employers, with (as of 2016) nearly 380,000 employees. Known as "IBMers", IBM employees have been awarded five Nobel Prizes, six Turing Awards, ten National Medals of Technology and five National Medals of Science.



Nordea is the largest financial services group in the Nordic region and one of the biggest banks in Europe


We want to make a real difference - for our customers and for the communities in which we operate - by sharing our broad expertise based on 200 years in the banking business

We are a full-service universal bank with a total operating income of EUR 9.5 billion and total assets of EUR 581.6 billion in 2017


We are the third largest corporation in the Nordic region and one of the top 10 financial services companies in Europe based on market capitalisation


We serve our customers through presence in 20 countries, including our four Nordic home markets – Denmark, Finland, Norway and Sweden. Combined, the economies of these four Nordic countries represent the world's 10th largest economy 


We are a financially stable bank and one of only a few European banks with an AA rating


The shares of Nordea Bank Abp are traded on the Helsinki, Stockholm and Copenhagen stock exchanges



At Worldline, connecting and securing transactions is what we do on a daily basis. Covering the entire payment value chain, our technological experts create and operate digital platforms that handle the millions of highly critical transactions between a company, it's partners, and its customers.

Our industrial processing capabilities allow us to process billions of electronic transactions per year in our highly secured data centers. We are proud of our commitment to security and continuous operational excellence - serving our clients is our top priority. Through our platforms, we empower the right person with exactly the right service at the right moment of engagement. And we do it using our knowledge of our customers, markets and the user journey – all powered by our innovation, creativity and A-to-Z support.

We focus on three pillars of business: Merchant Services, Mobility & e-Transactional Services, and Financial Services, including equensWorldline. Our team has grown to more than 9,400 people worldwide, with an estimated pro forma annual revenue of more than € 1.5 billion.



Building trust in society and solving important problems

With offices in 158 countries and more than 250,000 people, we are among the leading professional services networks in the world. We help organisations and individuals create the value they’re looking for, by delivering quality in assurance, tax and advisory services. Some facts about PwC:

  • In FY18, PwC firms provided services to 429 of the Global Fortune 500 companies and more than 100,000 entrepreneurial and private businesses

  • 64,766 people joined PwC firms around the world in FY18

  • For the year ending 30 June 2018, PwC’s gross revenues were US$41.3 billion, up 7% on the previous year

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